Personal Life

Whole Life Assurance

This is a policy that provides Life Assurance to the value of the cover agreed upon if the persona assured dies.

The Features of this cover are:

• The minimum age at entry is 10 years while the maximum is 65 years
• The policy term extends up to age of 100 years which also acts as the expiry date upon survival of the insured
• The applicant/ owner can take up loans on the contract based on the attained cash value of the policy.
• Has 2 bonuses declared on the policy annually on the anniversary month and payable at maturity of the policy

Convertible Level Term

These plans are offered in four categories whose periods are 5, 10, 15, or 20 years. They offer investment protection to the insured, and have a minimum coverage

of Ksh 1,000,000. They are valid for persons between the age of 16 and 60 years.

In the event of accidental or natural death at any point during the period of the

Policy, a Death Benefit of the cover amount is payable. The owner of the policy can also take up a Conversion Option, whereby an Endowment Plan of his choice is selected without having to go for medicals.

The cover amount of the Endowment Plan should not exceed the cover amount the prior Term Plan.